Call reports 2004
FIRST FARMERS NATIONAL BANK OF WAURIKA, THE — 2004
What FIRST FARMERS NATIONAL BANK OF WAURIKA, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 38,231,000 | 36,003,000 | 36,565,000 | 36,927,000 |
| Total loans | 17,485,000 | 15,133,000 | 15,651,000 | 19,202,000 |
| Allowance for loan losses | 1,004,000 | 1,009,000 | 1,019,000 | 1,015,000 |
| Securities available for sale | 12,189,000 | 12,431,000 | 13,013,000 | 12,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,446,000 | 24,758,000 | 24,839,000 | 25,544,000 |
| Interest-bearing deposits | 21,121,000 | 21,894,000 | 21,520,000 | 21,802,000 |
| Noninterest-bearing deposits | 3,325,000 | 2,864,000 | 3,319,000 | 3,742,000 |
| Equity capital | 7,736,000 | 7,189,000 | 7,669,000 | 7,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,092,000 | 1,583,000 | 2,059,000 |
| Interest expense | 138,000 | 278,000 | 410,000 | 555,000 |
| Net interest income | 427,000 | 814,000 | 1,173,000 | 1,504,000 |
| Noninterest income | 25,000 | 58,000 | 94,000 | 125,000 |
| Noninterest expense | 233,000 | 456,000 | 687,000 | 1,055,000 |
| Provision for loan losses | 0 | -13,000 | -21,000 | -14,000 |
| Pretax income | 229,000 | 388,000 | 576,000 | 547,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 388,000 | 576,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,548,000 | 7,541,000 | 7,610,000 | 7,329,000 |
| Total capital | 7,773,000 | 7,757,000 | 7,825,000 | 7,572,000 |
| Risk-weighted assets | 17,253,000 | 16,475,000 | 16,389,000 | 18,671,000 |