Call reports 2025
ST. LANDRY BANK AND TRUST COMPANY — 2025
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 296,965,000 | 295,174,000 | 287,772,000 | 298,627,000 |
| Total loans | 71,856,000 | 78,290,000 | 81,655,000 | 79,043,000 |
| Allowance for loan losses | 2,034,000 | 2,161,000 | 2,206,000 | 2,204,000 |
| Securities available for sale | 36,054,000 | 35,125,000 | 28,003,000 | 27,841,000 |
| Securities held to maturity | 147,635,000 | 145,873,000 | 146,433,000 | 147,180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,703,000 | 274,028,000 | 264,741,000 | 274,598,000 |
| Interest-bearing deposits | 171,806,000 | 167,124,000 | 160,107,000 | 164,058,000 |
| Noninterest-bearing deposits | 105,897,000 | 106,904,000 | 104,634,000 | 110,540,000 |
| Equity capital | 18,585,000 | 20,549,000 | 22,232,000 | 23,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,344,000 | 4,845,000 | 7,343,000 | 9,874,000 |
| Interest expense | 452,000 | 879,000 | 1,312,000 | 1,751,000 |
| Net interest income | 1,892,000 | 3,966,000 | 6,031,000 | 8,123,000 |
| Noninterest income | 211,000 | 386,000 | 548,000 | 724,000 |
| Noninterest expense | 2,016,000 | 3,919,000 | 5,993,000 | 8,205,000 |
| Provision for loan losses | -250,000 | -650,000 | -650,000 | -650,000 |
| Pretax income | 337,000 | 1,083,000 | 1,236,000 | 1,292,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 337,000 | 1,083,000 | 1,236,000 | 1,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,383,000 | 33,128,000 | 33,281,000 | 33,337,000 |
| Total capital | 33,865,000 | 34,657,000 | 34,865,000 | 34,884,000 |
| Risk-weighted assets | 117,981,000 | 121,742,000 | 126,123,000 | 123,068,000 |