Call reports 2024
ST. LANDRY BANK AND TRUST COMPANY — 2024
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 293,862,000 | 297,351,000 | 291,413,000 | 293,073,000 |
| Total loans | 60,218,000 | 66,153,000 | 68,056,000 | 70,269,000 |
| Allowance for loan losses | 3,283,000 | 3,323,000 | 3,352,000 | 2,270,000 |
| Securities available for sale | 40,972,000 | 40,686,000 | 44,087,000 | 38,188,000 |
| Securities held to maturity | 144,765,000 | 145,472,000 | 146,181,000 | 146,898,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,712,000 | 273,242,000 | 264,715,000 | 274,780,000 |
| Interest-bearing deposits | 166,802,000 | 167,582,000 | 164,646,000 | 170,593,000 |
| Noninterest-bearing deposits | 104,910,000 | 105,660,000 | 100,069,000 | 104,187,000 |
| Equity capital | 11,585,000 | 13,278,000 | 15,579,000 | 17,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,306,000 | 4,688,000 | 7,125,000 | 9,579,000 |
| Interest expense | 423,000 | 898,000 | 1,419,000 | 1,944,000 |
| Net interest income | 1,883,000 | 3,790,000 | 5,706,000 | 7,635,000 |
| Noninterest income | 248,000 | 438,000 | 629,000 | 808,000 |
| Noninterest expense | 1,807,000 | 3,469,000 | 5,314,000 | 6,990,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,100,000 |
| Pretax income | 324,000 | 759,000 | 1,021,000 | 2,553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 324,000 | 759,000 | 1,021,000 | 2,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,797,000 | 31,232,000 | 31,494,000 | 33,026,000 |
| Total capital | 32,058,000 | 32,705,000 | 32,980,000 | 34,514,000 |
| Risk-weighted assets | 98,878,000 | 116,026,000 | 117,027,000 | 118,228,000 |