Call reports 2023
ST. LANDRY BANK AND TRUST COMPANY — 2023
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 290,914,000 | 280,297,000 | 278,891,000 | 283,512,000 |
| Total loans | 58,157,000 | 58,544,000 | 60,063,000 | 59,919,000 |
| Allowance for loan losses | 3,198,000 | 3,244,000 | 3,236,000 | 3,256,000 |
| Securities available for sale | 62,451,000 | 62,029,000 | 57,073,000 | 37,812,000 |
| Securities held to maturity | 142,221,000 | 142,801,000 | 143,317,000 | 144,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,133,000 | 262,959,000 | 259,823,000 | 262,622,000 |
| Interest-bearing deposits | 171,062,000 | 151,463,000 | 152,608,000 | 159,704,000 |
| Noninterest-bearing deposits | 114,071,000 | 111,496,000 | 107,215,000 | 102,918,000 |
| Equity capital | 5,559,000 | 6,997,000 | 8,429,000 | 10,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,695,000 | 3,407,000 | 5,233,000 | 7,261,000 |
| Interest expense | 6,000 | 75,000 | 324,000 | 700,000 |
| Net interest income | 1,689,000 | 3,332,000 | 4,909,000 | 6,561,000 |
| Noninterest income | 233,000 | 452,000 | 647,000 | 813,000 |
| Noninterest expense | 1,569,000 | 2,989,000 | 4,608,000 | 6,034,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 353,000 | 795,000 | 948,000 | 1,340,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 353,000 | 795,000 | 948,000 | 1,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,036,000 | 30,479,000 | 30,632,000 | 30,473,000 |
| Total capital | 31,287,000 | 31,747,000 | 31,923,000 | 31,718,000 |
| Risk-weighted assets | 98,146,000 | 99,506,000 | 101,393,000 | 97,604,000 |