Call reports 2022
ST. LANDRY BANK AND TRUST COMPANY — 2022
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 323,814,000 | 322,300,000 | 302,316,000 | 287,400,000 |
| Total loans | 55,197,000 | 60,557,000 | 59,995,000 | 56,189,000 |
| Allowance for loan losses | 4,596,000 | 4,624,000 | 4,796,000 | 3,159,000 |
| Securities available for sale | 240,866,000 | 219,233,000 | 199,059,000 | 62,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 141,705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,183,000 | 312,433,000 | 301,503,000 | 283,462,000 |
| Interest-bearing deposits | 194,361,000 | 197,126,000 | 186,104,000 | 170,562,000 |
| Noninterest-bearing deposits | 114,822,000 | 115,307,000 | 115,399,000 | 112,900,000 |
| Equity capital | 14,331,000 | 9,487,000 | 434,000 | 3,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,311,000 | 2,713,000 | 4,243,000 | 5,942,000 |
| Interest expense | 20,000 | 36,000 | 48,000 | 56,000 |
| Net interest income | 1,291,000 | 2,677,000 | 4,195,000 | 5,886,000 |
| Noninterest income | 232,000 | 444,000 | 662,000 | 830,000 |
| Noninterest expense | 1,445,000 | 2,872,000 | 4,496,000 | 5,798,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,300,000 |
| Pretax income | 78,000 | 249,000 | 361,000 | 2,218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 249,000 | 361,000 | 2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,818,000 | 27,989,000 | 28,100,000 | 29,958,000 |
| Total capital | 29,062,000 | 29,278,000 | 29,389,000 | 31,185,000 |
| Risk-weighted assets | 96,167,000 | 99,811,000 | 99,643,000 | 96,232,000 |