Call reports 2021
ST. LANDRY BANK AND TRUST COMPANY — 2021
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 370,373,000 | 348,870,000 | 345,723,000 | 332,881,000 |
| Total loans | 60,107,000 | 58,339,000 | 57,664,000 | 55,056,000 |
| Allowance for loan losses | 4,541,000 | 4,566,000 | 4,601,000 | 4,557,000 |
| Securities available for sale | 172,553,000 | 233,857,000 | 231,098,000 | 244,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,118,000 | 321,280,000 | 318,167,000 | 307,285,000 |
| Interest-bearing deposits | 215,152,000 | 209,345,000 | 207,873,000 | 198,802,000 |
| Noninterest-bearing deposits | 126,966,000 | 111,935,000 | 110,294,000 | 108,484,000 |
| Equity capital | 27,815,000 | 27,022,000 | 26,995,000 | 25,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 2,010,000 | 3,241,000 | 4,496,000 |
| Interest expense | 151,000 | 250,000 | 342,000 | 387,000 |
| Net interest income | 854,000 | 1,760,000 | 2,899,000 | 4,109,000 |
| Noninterest income | 295,000 | 443,000 | 659,000 | 832,000 |
| Noninterest expense | 1,512,000 | 2,814,000 | 4,114,000 | 5,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -363,000 | -611,000 | -556,000 | -275,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -363,000 | -611,000 | -556,000 | -275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,652,000 | 27,404,000 | 27,459,000 | 27,740,000 |
| Total capital | 28,678,000 | 28,648,000 | 28,711,000 | 29,011,000 |
| Risk-weighted assets | 78,559,000 | 96,278,000 | 96,782,000 | 98,356,000 |