Call reports 2020
ST. LANDRY BANK AND TRUST COMPANY — 2020
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 286,382,000 | 342,472,000 | 327,635,000 | 338,888,000 |
| Total loans | 73,816,000 | 68,005,000 | 64,416,000 | 61,448,000 |
| Allowance for loan losses | 4,033,000 | 4,068,000 | 4,108,000 | 4,274,000 |
| Securities available for sale | 167,432,000 | 167,084,000 | 158,728,000 | 151,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,479,000 | 313,045,000 | 298,815,000 | 309,914,000 |
| Interest-bearing deposits | 167,383,000 | 216,762,000 | 207,516,000 | 210,211,000 |
| Noninterest-bearing deposits | 90,096,000 | 96,283,000 | 91,299,000 | 99,703,000 |
| Equity capital | 28,408,000 | 28,793,000 | 28,067,000 | 28,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,968,000 | 3,585,000 | 5,208,000 | 6,638,000 |
| Interest expense | 209,000 | 455,000 | 637,000 | 795,000 |
| Net interest income | 1,759,000 | 3,130,000 | 4,571,000 | 5,843,000 |
| Noninterest income | 269,000 | 488,000 | 726,000 | 937,000 |
| Noninterest expense | 1,274,000 | 2,645,000 | 4,050,000 | 5,059,000 |
| Provision for loan losses | 765,000 | 765,000 | 765,000 | 975,000 |
| Pretax income | -11,000 | 208,000 | 482,000 | 746,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -11,000 | 208,000 | 482,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,258,000 | 27,477,000 | 27,751,000 | 28,016,000 |