Call reports 2019
ST. LANDRY BANK AND TRUST COMPANY — 2019
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 286,906,000 | 289,565,000 | 279,918,000 | 273,965,000 |
| Total loans | 89,258,000 | 92,718,000 | 88,876,000 | 77,081,000 |
| Allowance for loan losses | 1,107,000 | 1,078,000 | 8,479,000 | 5,892,000 |
| Securities available for sale | 166,662,000 | 163,838,000 | 165,401,000 | 157,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,008,000 | 254,779,000 | 251,264,000 | 246,026,000 |
| Interest-bearing deposits | 164,608,000 | 165,041,000 | 164,805,000 | 162,834,000 |
| Noninterest-bearing deposits | 89,400,000 | 89,738,000 | 86,458,000 | 83,192,000 |
| Equity capital | 32,365,000 | 34,114,000 | 27,830,000 | 27,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,038,000 | 4,227,000 | 6,420,000 | 8,452,000 |
| Interest expense | 168,000 | 359,000 | 554,000 | 750,000 |
| Net interest income | 1,870,000 | 3,868,000 | 5,866,000 | 7,702,000 |
| Noninterest income | 291,000 | 566,000 | 813,000 | 1,060,000 |
| Noninterest expense | 1,304,000 | 2,670,000 | 3,968,000 | 5,024,000 |
| Provision for loan losses | 0 | 0 | 7,400,000 | 8,490,000 |
| Pretax income | 857,000 | 1,764,000 | -4,689,000 | -4,752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 857,000 | 1,764,000 | -4,689,000 | -4,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,878,000 | 33,785,000 | 27,332,000 | 27,269,000 |
| Total capital | 33,985,000 | 34,863,000 | 28,832,000 | 28,601,000 |
| Risk-weighted assets | 120,065,000 | 122,965,000 | 112,992,000 | 102,013,000 |