Call reports 2018
ST. LANDRY BANK AND TRUST COMPANY — 2018
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 297,727,000 | 293,919,000 | 286,993,000 | 279,198,000 |
| Total loans | 86,211,000 | 85,490,000 | 88,118,000 | 90,167,000 |
| Allowance for loan losses | 1,119,000 | 1,115,000 | 1,111,000 | 1,111,000 |
| Securities available for sale | 172,000,000 | 172,849,000 | 173,809,000 | 166,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,873,000 | 262,194,000 | 254,381,000 | 248,040,000 |
| Interest-bearing deposits | 172,932,000 | 173,510,000 | 167,553,000 | 159,861,000 |
| Noninterest-bearing deposits | 93,941,000 | 88,684,000 | 86,828,000 | 88,179,000 |
| Equity capital | 30,306,000 | 31,030,000 | 31,777,000 | 30,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,711,000 | 3,468,000 | 5,276,000 | 7,180,000 |
| Interest expense | 120,000 | 238,000 | 360,000 | 479,000 |
| Net interest income | 1,591,000 | 3,230,000 | 4,916,000 | 6,701,000 |
| Noninterest income | 326,000 | 703,000 | 987,000 | 1,268,000 |
| Noninterest expense | 1,309,000 | 2,616,000 | 3,901,000 | 5,145,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 583,000 | 1,292,000 | 1,977,000 | 2,799,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 583,000 | 1,292,000 | 1,977,000 | 2,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,361,000 | 33,069,000 | 33,754,000 | 32,021,000 |
| Total capital | 33,480,000 | 34,184,000 | 34,865,000 | 33,132,000 |
| Risk-weighted assets | 115,644,000 | 116,896,000 | 122,104,000 | 120,998,000 |