Call reports 2017
ST. LANDRY BANK AND TRUST COMPANY — 2017
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 306,180,000 | 294,716,000 | 286,382,000 | 284,153,000 |
| Total loans | 78,330,000 | 80,472,000 | 84,141,000 | 82,364,000 |
| Allowance for loan losses | 1,043,000 | 1,068,000 | 1,094,000 | 1,094,000 |
| Securities available for sale | 165,862,000 | 174,451,000 | 172,894,000 | 170,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,845,000 | 262,553,000 | 253,450,000 | 253,683,000 |
| Interest-bearing deposits | 182,356,000 | 174,403,000 | 165,492,000 | 167,517,000 |
| Noninterest-bearing deposits | 92,490,000 | 88,150,000 | 87,958,000 | 86,167,000 |
| Equity capital | 30,741,000 | 31,440,000 | 32,081,000 | 30,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,510,000 | 3,096,000 | 4,776,000 | 6,465,000 |
| Interest expense | 123,000 | 246,000 | 363,000 | 478,000 |
| Net interest income | 1,387,000 | 2,850,000 | 4,413,000 | 5,987,000 |
| Noninterest income | 351,000 | 653,000 | 958,000 | 1,341,000 |
| Noninterest expense | 1,317,000 | 2,515,000 | 3,786,000 | 5,075,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 75,000 |
| Pretax income | 396,000 | 938,000 | 1,510,000 | 2,178,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 938,000 | 1,510,000 | 2,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,896,000 | 32,438,000 | 33,009,000 | 31,778,000 |
| Total capital | 32,939,000 | 33,506,000 | 34,103,000 | 32,872,000 |
| Risk-weighted assets | 106,544,000 | 109,264,000 | 113,463,000 | 112,365,000 |