Call reports 2016
ST. LANDRY BANK AND TRUST COMPANY — 2016
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 291,616,000 | 288,726,000 | 292,616,000 | 293,508,000 |
| Total loans | 73,187,000 | 74,882,000 | 78,354,000 | 73,984,000 |
| Allowance for loan losses | 1,015,000 | 991,000 | 1,007,000 | 1,013,000 |
| Securities available for sale | 156,421,000 | 149,707,000 | 152,726,000 | 159,050,000 |
| Securities held to maturity | 3,000 | 2,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,229,000 | 255,869,000 | 259,486,000 | 263,089,000 |
| Interest-bearing deposits | 172,960,000 | 171,539,000 | 175,519,000 | 176,275,000 |
| Noninterest-bearing deposits | 86,269,000 | 84,330,000 | 83,967,000 | 86,814,000 |
| Equity capital | 31,721,000 | 32,090,000 | 32,231,000 | 29,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,403,000 | 2,678,000 | 4,115,000 | 5,560,000 |
| Interest expense | 120,000 | 238,000 | 357,000 | 477,000 |
| Net interest income | 1,283,000 | 2,440,000 | 3,758,000 | 5,083,000 |
| Noninterest income | 340,000 | 650,000 | 919,000 | 1,257,000 |
| Noninterest expense | 1,184,000 | 2,511,000 | 3,806,000 | 4,962,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 424,000 | 549,000 | 826,000 | 1,318,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 424,000 | 549,000 | 826,000 | 1,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,747,000 | 32,114,000 | 32,148,000 | 31,500,000 |
| Total capital | 32,698,000 | 33,028,000 | 33,155,000 | 32,513,000 |
| Risk-weighted assets | 76,043,000 | 73,039,000 | 104,861,000 | 102,697,000 |