Call reports 2015
ST. LANDRY BANK AND TRUST COMPANY — 2015
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 297,067,000 | 289,359,000 | 281,620,000 | 282,688,000 |
| Total loans | 73,884,000 | 73,778,000 | 74,346,000 | 74,359,000 |
| Allowance for loan losses | 1,052,000 | 1,049,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 173,195,000 | 161,258,000 | 166,337,000 | 165,049,000 |
| Securities held to maturity | 7,000 | 6,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,159,000 | 257,102,000 | 248,874,000 | 251,321,000 |
| Interest-bearing deposits | 123,938,000 | 122,041,000 | 121,241,000 | 120,763,000 |
| Noninterest-bearing deposits | 141,221,000 | 135,061,000 | 127,633,000 | 130,558,000 |
| Equity capital | 31,186,000 | 31,408,000 | 31,773,000 | 30,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,304,000 | 2,637,000 | 3,979,000 | 5,342,000 |
| Interest expense | 121,000 | 238,000 | 355,000 | 470,000 |
| Net interest income | 1,183,000 | 2,399,000 | 3,624,000 | 4,872,000 |
| Noninterest income | 308,000 | 603,000 | 901,000 | 1,305,000 |
| Noninterest expense | 1,163,000 | 2,395,000 | 3,663,000 | 4,758,000 |
| Provision for loan losses | 263,000 | 263,000 | 263,000 | 263,000 |
| Pretax income | 65,000 | 344,000 | 599,000 | 1,156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 344,000 | 599,000 | 1,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,119,000 | 31,398,000 | 31,653,000 | 31,322,000 |
| Total capital | 32,171,000 | 32,447,000 | 32,653,000 | 32,322,000 |
| Risk-weighted assets | 105,710,000 | 102,347,000 | 104,229,000 | 104,057,000 |