Call reports 2014
ST. LANDRY BANK AND TRUST COMPANY — 2014
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 283,162,000 | 284,022,000 | 281,379,000 | 281,700,000 |
| Total loans | 75,032,000 | 74,685,000 | 79,241,000 | 75,157,000 |
| Allowance for loan losses | 983,000 | 984,000 | 986,000 | 986,000 |
| Securities available for sale | 170,007,000 | 167,960,000 | 166,742,000 | 169,671,000 |
| Securities held to maturity | 10,000 | 9,000 | 8,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,779,000 | 252,007,000 | 248,678,000 | 250,578,000 |
| Interest-bearing deposits | 118,371,000 | 119,913,000 | 118,311,000 | 120,447,000 |
| Noninterest-bearing deposits | 133,408,000 | 132,094,000 | 130,367,000 | 130,131,000 |
| Equity capital | 30,626,000 | 31,131,000 | 31,700,000 | 30,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,317,000 | 2,654,000 | 4,030,000 | 5,410,000 |
| Interest expense | 118,000 | 235,000 | 351,000 | 468,000 |
| Net interest income | 1,199,000 | 2,419,000 | 3,679,000 | 4,942,000 |
| Noninterest income | 348,000 | 636,000 | 1,407,000 | 1,730,000 |
| Noninterest expense | 1,313,000 | 2,498,000 | 3,721,000 | 5,117,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 234,000 | 557,000 | 1,365,000 | 1,555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | 557,000 | 1,365,000 | 1,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,935,000 | 31,257,000 | 32,066,000 | 31,054,000 |
| Total capital | 31,918,000 | 32,241,000 | 33,052,000 | 32,040,000 |
| Risk-weighted assets | 112,570,000 | 106,337,000 | 111,379,000 | 110,036,000 |