Call reports 2013
ST. LANDRY BANK AND TRUST COMPANY — 2013
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 272,626,000 | 273,801,000 | 265,884,000 | 270,994,000 |
| Total loans | 74,352,000 | 76,477,000 | 75,151,000 | 75,709,000 |
| Allowance for loan losses | 890,000 | 936,000 | 1,231,000 | 994,000 |
| Securities available for sale | 139,335,000 | 153,221,000 | 151,380,000 | 155,214,000 |
| Securities held to maturity | 13,000 | 13,000 | 12,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,610,000 | 242,133,000 | 233,954,000 | 239,754,000 |
| Interest-bearing deposits | 113,685,000 | 115,102,000 | 115,209,000 | 115,651,000 |
| Noninterest-bearing deposits | 126,925,000 | 127,031,000 | 118,745,000 | 124,103,000 |
| Equity capital | 31,243,000 | 30,748,000 | 30,859,000 | 30,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,734,000 | 4,079,000 | 5,362,000 |
| Interest expense | 112,000 | 220,000 | 333,000 | 445,000 |
| Net interest income | 1,243,000 | 2,514,000 | 3,746,000 | 4,917,000 |
| Noninterest income | 366,000 | 666,000 | 1,023,000 | 1,445,000 |
| Noninterest expense | 1,276,000 | 2,408,000 | 3,648,000 | 4,836,000 |
| Provision for loan losses | 0 | 44,000 | 345,000 | 319,000 |
| Pretax income | 333,000 | 728,000 | 776,000 | 1,207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 333,000 | 728,000 | 776,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,626,000 | 31,022,000 | 31,070,000 | 30,700,000 |
| Total capital | 31,516,000 | 31,958,000 | 32,301,000 | 31,694,000 |
| Risk-weighted assets | 97,415,000 | 104,694,000 | 100,745,000 | 103,733,000 |