Call reports 2012
ST. LANDRY BANK AND TRUST COMPANY — 2012
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 262,104,000 | 265,014,000 | 259,204,000 | 260,245,000 |
| Total loans | 78,028,000 | 78,218,000 | 78,715,000 | 78,822,000 |
| Allowance for loan losses | 1,146,000 | 1,246,000 | 1,029,000 | 878,000 |
| Securities available for sale | 138,293,000 | 144,915,000 | 139,586,000 | 136,375,000 |
| Securities held to maturity | 17,000 | 16,000 | 15,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,367,000 | 232,849,000 | 226,316,000 | 228,440,000 |
| Interest-bearing deposits | 111,334,000 | 111,932,000 | 109,265,000 | 110,273,000 |
| Noninterest-bearing deposits | 119,033,000 | 120,917,000 | 117,051,000 | 118,167,000 |
| Equity capital | 30,844,000 | 31,143,000 | 31,741,000 | 30,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,403,000 | 2,812,000 | 4,260,000 | 5,679,000 |
| Interest expense | 121,000 | 235,000 | 350,000 | 458,000 |
| Net interest income | 1,282,000 | 2,577,000 | 3,910,000 | 5,221,000 |
| Noninterest income | 221,000 | 550,000 | 882,000 | 1,262,000 |
| Noninterest expense | 1,293,000 | 2,473,000 | 3,642,000 | 4,734,000 |
| Provision for loan losses | 0 | 100,000 | 229,000 | 111,000 |
| Pretax income | 210,000 | 554,000 | 921,000 | 1,638,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 554,000 | 921,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,265,000 | 30,608,000 | 30,976,000 | 30,293,000 |
| Total capital | 31,411,000 | 31,854,000 | 32,005,000 | 31,170,000 |
| Risk-weighted assets | 105,308,000 | 104,317,000 | 103,520,000 | 101,145,000 |