Call reports 2011
ST. LANDRY BANK AND TRUST COMPANY — 2011
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 251,815,000 | 249,166,000 | 248,358,000 | 253,021,000 |
| Total loans | 79,721,000 | 78,142,000 | 77,068,000 | 78,069,000 |
| Allowance for loan losses | 1,169,000 | 1,139,000 | 1,144,000 | 1,149,000 |
| Securities available for sale | 137,556,000 | 133,999,000 | 131,365,000 | 128,826,000 |
| Securities held to maturity | 20,000 | 19,000 | 18,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,838,000 | 216,215,000 | 215,105,000 | 221,463,000 |
| Interest-bearing deposits | 108,799,000 | 109,066,000 | 105,987,000 | 108,744,000 |
| Noninterest-bearing deposits | 111,039,000 | 107,149,000 | 109,118,000 | 112,719,000 |
| Equity capital | 30,950,000 | 31,814,000 | 32,005,000 | 30,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 3,026,000 | 4,464,000 | 5,861,000 |
| Interest expense | 179,000 | 351,000 | 511,000 | 651,000 |
| Net interest income | 1,318,000 | 2,675,000 | 3,953,000 | 5,210,000 |
| Noninterest income | 351,000 | 676,000 | 1,040,000 | 1,369,000 |
| Noninterest expense | 1,259,000 | 2,486,000 | 3,782,000 | 4,914,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 410,000 | 865,000 | 1,211,000 | 1,655,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 410,000 | 865,000 | 1,211,000 | 1,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,384,000 | 30,840,000 | 31,186,000 | 30,055,000 |
| Total capital | 31,553,000 | 31,979,000 | 32,330,000 | 31,204,000 |
| Risk-weighted assets | 107,367,000 | 105,278,000 | 104,585,000 | 104,368,000 |