Call reports 2010
ST. LANDRY BANK AND TRUST COMPANY — 2010
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 249,080,000 | 244,269,000 | 241,687,000 | 238,840,000 |
| Total loans | 76,295,000 | 76,314,000 | 74,406,000 | 79,440,000 |
| Allowance for loan losses | 1,580,000 | 1,563,000 | 1,086,000 | 1,178,000 |
| Securities available for sale | 134,254,000 | 146,921,000 | 143,459,000 | 124,015,000 |
| Securities held to maturity | 28,000 | 27,000 | 22,000 | 21,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,314,000 | 211,191,000 | 208,003,000 | 205,889,000 |
| Interest-bearing deposits | 105,837,000 | 103,327,000 | 102,824,000 | 101,383,000 |
| Noninterest-bearing deposits | 111,477,000 | 107,864,000 | 105,179,000 | 104,506,000 |
| Equity capital | 30,660,000 | 31,846,000 | 32,316,000 | 30,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,447,000 | 5,081,000 | 6,592,000 |
| Interest expense | 264,000 | 507,000 | 730,000 | 922,000 |
| Net interest income | 1,483,000 | 2,940,000 | 4,351,000 | 5,670,000 |
| Noninterest income | 378,000 | 733,000 | 1,090,000 | 1,596,000 |
| Noninterest expense | 1,337,000 | 2,536,000 | 3,809,000 | 5,368,000 |
| Provision for loan losses | 177,000 | 163,000 | 216,000 | 327,000 |
| Pretax income | 347,000 | 974,000 | 1,416,000 | 1,571,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 347,000 | 974,000 | 1,416,000 | 1,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,276,000 | 30,903,000 | 31,345,000 | 29,975,000 |
| Total capital | 31,574,000 | 32,225,000 | 32,431,000 | 31,153,000 |
| Risk-weighted assets | 103,538,000 | 105,527,000 | 103,254,000 | 104,896,000 |