Call reports 2009
ST. LANDRY BANK AND TRUST COMPANY — 2009
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 244,647,000 | 242,981,000 | 237,182,000 | 246,835,000 |
| Total loans | 71,031,000 | 71,828,000 | 71,953,000 | 75,690,000 |
| Allowance for loan losses | 1,515,000 | 1,978,000 | 1,425,000 | 1,421,000 |
| Securities available for sale | 137,414,000 | 141,747,000 | 135,391,000 | 138,257,000 |
| Securities held to maturity | 32,000 | 31,000 | 30,000 | 29,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,380,000 | 210,878,000 | 204,342,000 | 215,332,000 |
| Interest-bearing deposits | 105,096,000 | 105,030,000 | 102,100,000 | 104,859,000 |
| Noninterest-bearing deposits | 107,284,000 | 105,848,000 | 102,242,000 | 110,473,000 |
| Equity capital | 30,864,000 | 30,577,000 | 31,384,000 | 30,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,083,000 | 4,013,000 | 5,844,000 | 7,642,000 |
| Interest expense | 472,000 | 875,000 | 1,174,000 | 1,447,000 |
| Net interest income | 1,611,000 | 3,138,000 | 4,670,000 | 6,195,000 |
| Noninterest income | 387,000 | 723,000 | 1,097,000 | 1,519,000 |
| Noninterest expense | 1,404,000 | 2,857,000 | 4,155,000 | 5,382,000 |
| Provision for loan losses | 17,000 | 694,000 | 694,000 | 694,000 |
| Pretax income | 577,000 | 310,000 | 918,000 | 1,638,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 577,000 | 310,000 | 918,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,169,000 | 29,900,000 | 30,509,000 | 29,929,000 |
| Total capital | 31,402,000 | 31,156,000 | 31,729,000 | 31,215,000 |
| Risk-weighted assets | 100,290,000 | 99,768,000 | 98,002,000 | 102,763,000 |