Call reports 2008
ST. LANDRY BANK AND TRUST COMPANY — 2008
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 229,624,000 | 231,762,000 | 225,363,000 | 238,672,000 |
| Total loans | 79,668,000 | 74,479,000 | 73,896,000 | 72,193,000 |
| Allowance for loan losses | 1,515,000 | 1,515,000 | 1,515,000 | 1,515,000 |
| Securities available for sale | 108,960,000 | 118,792,000 | 123,430,000 | 142,793,000 |
| Securities held to maturity | 5,036,000 | 35,000 | 34,000 | 33,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,001,000 | 200,802,000 | 193,823,000 | 206,662,000 |
| Interest-bearing deposits | 135,258,000 | 101,057,000 | 98,759,000 | 100,393,000 |
| Noninterest-bearing deposits | 61,743,000 | 99,745,000 | 95,064,000 | 106,269,000 |
| Equity capital | 30,860,000 | 29,165,000 | 29,676,000 | 30,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,787,000 | 5,180,000 | 7,530,000 | 9,739,000 |
| Interest expense | 702,000 | 1,364,000 | 2,012,000 | 2,581,000 |
| Net interest income | 2,085,000 | 3,816,000 | 5,518,000 | 7,158,000 |
| Noninterest income | 434,000 | 830,000 | 1,115,000 | 1,605,000 |
| Noninterest expense | 1,472,000 | 3,019,000 | 4,440,000 | 6,098,000 |
| Provision for loan losses | -10,000 | 185,000 | 199,000 | 236,000 |
| Pretax income | 1,057,000 | 1,442,000 | 1,994,000 | 2,429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,057,000 | 1,442,000 | 1,994,000 | 2,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,079,000 | 29,514,000 | 29,716,000 | 29,590,000 |
| Total capital | 31,555,000 | 30,863,000 | 30,979,000 | 30,847,000 |
| Risk-weighted assets | 118,010,000 | 107,789,000 | 100,815,000 | 100,294,000 |