Call reports 2007
ST. LANDRY BANK AND TRUST COMPANY — 2007
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 223,960,000 | 219,280,000 | 218,431,000 | 216,341,000 |
| Total loans | 82,527,000 | 82,962,000 | 78,823,000 | 77,152,000 |
| Allowance for loan losses | 1,528,000 | 1,516,000 | 1,515,000 | 1,515,000 |
| Securities available for sale | 78,820,000 | 91,680,000 | 93,433,000 | 108,903,000 |
| Securities held to maturity | 19,542,000 | 19,542,000 | 19,539,000 | 10,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,553,000 | 188,523,000 | 186,579,000 | 185,424,000 |
| Interest-bearing deposits | 171,839,000 | 169,505,000 | 160,067,000 | 156,631,000 |
| Noninterest-bearing deposits | 19,714,000 | 19,018,000 | 26,512,000 | 28,793,000 |
| Equity capital | 29,338,000 | 28,886,000 | 29,833,000 | 29,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,110,000 | 6,107,000 | 9,124,000 | 12,058,000 |
| Interest expense | 696,000 | 1,420,000 | 2,155,000 | 2,872,000 |
| Net interest income | 2,414,000 | 4,687,000 | 6,969,000 | 9,186,000 |
| Noninterest income | 414,000 | 811,000 | 1,237,000 | 1,704,000 |
| Noninterest expense | 1,498,000 | 3,188,000 | 4,555,000 | 6,452,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 1,330,000 | 2,310,000 | 3,651,000 | 4,363,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,330,000 | 2,310,000 | 3,651,000 | 4,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,389,000 | 29,069,000 | 29,610,000 | 29,022,000 |
| Total capital | 30,725,000 | 30,389,000 | 30,902,000 | 30,263,000 |
| Risk-weighted assets | 106,696,000 | 105,404,000 | 103,152,000 | 98,974,000 |