Call reports 2006
ST. LANDRY BANK AND TRUST COMPANY — 2006
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 226,306,000 | 222,618,000 | 220,163,000 | 215,511,000 |
| Total loans | 86,852,000 | 89,039,000 | 87,589,000 | 84,218,000 |
| Allowance for loan losses | 1,543,000 | 1,544,000 | 1,535,000 | 1,530,000 |
| Securities available for sale | 85,806,000 | 80,741,000 | 68,729,000 | 78,680,000 |
| Securities held to maturity | 24,593,000 | 24,591,000 | 24,591,000 | 24,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,404,000 | 192,392,000 | 189,171,000 | 185,003,000 |
| Interest-bearing deposits | 175,819,000 | 168,129,000 | 168,657,000 | 165,009,000 |
| Noninterest-bearing deposits | 21,585,000 | 24,263,000 | 20,514,000 | 19,994,000 |
| Equity capital | 27,214,000 | 28,390,000 | 28,986,000 | 28,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,456,000 | 5,219,000 | 8,075,000 | 11,018,000 |
| Interest expense | 514,000 | 1,075,000 | 1,730,000 | 2,400,000 |
| Net interest income | 1,942,000 | 4,144,000 | 6,345,000 | 8,618,000 |
| Noninterest income | 510,000 | 976,000 | 1,447,000 | 1,908,000 |
| Noninterest expense | 1,429,000 | 2,945,000 | 4,453,000 | 6,158,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,023,000 | 2,175,000 | 3,339,000 | 4,368,000 |
| Income tax | 615,000 | 615,000 | 615,000 | 691,000 |
| Net income | 408,000 | 1,560,000 | 2,724,000 | 3,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,852,000 | 29,004,000 | 29,132,000 | 29,049,000 |
| Total capital | 29,266,000 | 30,428,000 | 30,538,000 | 30,399,000 |
| Risk-weighted assets | 112,979,000 | 113,814,000 | 112,342,000 | 107,822,000 |