Call reports 2003
ST. LANDRY BANK AND TRUST COMPANY — 2003
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 235,014,000 | 237,830,000 | 235,058,000 | 234,990,000 |
| Total loans | 88,842,000 | 89,701,000 | 92,289,000 | 90,611,000 |
| Allowance for loan losses | 1,716,000 | 1,712,000 | 1,664,000 | 1,513,000 |
| Securities available for sale | 88,763,000 | 70,486,000 | 79,819,000 | 110,491,000 |
| Securities held to maturity | 4,334,000 | 4,287,000 | 1,274,000 | 1,268,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,492,000 | 200,779,000 | 201,637,000 | 201,764,000 |
| Interest-bearing deposits | 175,680,000 | 180,084,000 | 183,571,000 | 175,620,000 |
| Noninterest-bearing deposits | 21,812,000 | 20,695,000 | 18,066,000 | 26,144,000 |
| Equity capital | 33,336,000 | 33,659,000 | 30,064,000 | 30,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,123,000 | 4,180,000 | 6,143,000 | 8,117,000 |
| Interest expense | 503,000 | 975,000 | 1,376,000 | 1,753,000 |
| Net interest income | 1,620,000 | 3,205,000 | 4,767,000 | 6,364,000 |
| Noninterest income | 514,000 | 1,025,000 | 1,525,000 | 2,096,000 |
| Noninterest expense | 1,697,000 | 3,197,000 | 4,715,000 | 6,391,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 437,000 | 1,033,000 | 1,577,000 | 2,069,000 |
| Income tax | 95,000 | 206,000 | 474,000 | 664,000 |
| Net income | 342,000 | 827,000 | 1,103,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,756,000 | 33,241,000 | 29,916,000 | 30,219,000 |
| Total capital | 34,221,000 | 34,740,000 | 31,459,000 | 31,718,000 |
| Risk-weighted assets | 116,919,000 | 119,706,000 | 123,316,000 | 119,884,000 |