Call reports 2002
ST. LANDRY BANK AND TRUST COMPANY — 2002
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 230,763,000 | 226,022,000 | 223,653,000 | 229,078,000 |
| Total loans | 93,669,000 | 90,801,000 | 93,047,000 | 89,970,000 |
| Allowance for loan losses | 1,754,000 | 1,747,000 | 1,764,000 | 1,760,000 |
| Securities available for sale | 82,298,000 | 88,986,000 | 93,018,000 | 91,371,000 |
| Securities held to maturity | 16,335,000 | 12,264,000 | 9,072,000 | 9,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,621,000 | 187,986,000 | 184,698,000 | 191,994,000 |
| Interest-bearing deposits | 171,253,000 | 169,511,000 | 164,846,000 | 162,704,000 |
| Noninterest-bearing deposits | 21,368,000 | 18,475,000 | 19,852,000 | 29,290,000 |
| Equity capital | 32,802,000 | 33,399,000 | 34,271,000 | 33,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,740,000 | 5,188,000 | 7,481,000 | 9,766,000 |
| Interest expense | 693,000 | 1,362,000 | 1,988,000 | 2,546,000 |
| Net interest income | 2,047,000 | 3,826,000 | 5,493,000 | 7,220,000 |
| Noninterest income | 475,000 | 938,000 | 1,468,000 | 1,999,000 |
| Noninterest expense | 1,716,000 | 3,505,000 | 5,097,000 | 6,848,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 806,000 | 1,259,000 | 1,864,000 | 2,371,000 |
| Income tax | 262,000 | 613,000 | 730,000 | 785,000 |
| Net income | 544,000 | 646,000 | 1,134,000 | 1,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,973,000 | 33,075,000 | 33,562,000 | 32,414,000 |
| Total capital | 34,465,000 | 34,527,000 | 35,026,000 | 33,861,000 |
| Risk-weighted assets | 119,132,000 | 115,853,000 | 116,846,000 | 115,471,000 |