Call reports 2001
ST. LANDRY BANK AND TRUST COMPANY — 2001
What ST. LANDRY BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 217,757,000 | 221,962,000 | 220,272,000 | 221,909,000 |
| Total loans | 98,081,000 | 98,337,000 | 101,066,000 | 95,936,000 |
| Allowance for loan losses | 1,480,000 | 1,480,000 | 1,486,000 | 1,486,000 |
| Securities available for sale | 51,484,000 | 60,402,000 | 57,490,000 | 55,933,000 |
| Securities held to maturity | 35,135,000 | 32,306,000 | 35,267,000 | 35,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,986,000 | 182,345,000 | 180,615,000 | 184,145,000 |
| Interest-bearing deposits | 160,082,000 | 160,912,000 | 161,929,000 | 162,015,000 |
| Noninterest-bearing deposits | 18,904,000 | 21,433,000 | 18,686,000 | 22,130,000 |
| Equity capital | 32,878,000 | 33,813,000 | 33,489,000 | 32,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,575,000 | 6,989,000 | 10,322,000 | 13,340,000 |
| Interest expense | 1,183,000 | 2,370,000 | 3,512,000 | 4,352,000 |
| Net interest income | 2,392,000 | 4,619,000 | 6,810,000 | 8,988,000 |
| Noninterest income | 485,000 | 923,000 | 1,362,000 | 2,178,000 |
| Noninterest expense | 1,532,000 | 3,064,000 | 4,652,000 | 6,539,000 |
| Provision for loan losses | 121,000 | 145,000 | 145,000 | 233,000 |
| Pretax income | 1,224,000 | 2,333,000 | 3,375,000 | 4,394,000 |
| Income tax | 510,000 | 812,000 | 1,133,000 | 1,461,000 |
| Net income | 714,000 | 1,521,000 | 2,242,000 | 2,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,708,000 | 33,514,000 | 32,998,000 | 32,429,000 |
| Total capital | 34,188,000 | 34,994,000 | 34,484,000 | 33,915,000 |
| Risk-weighted assets | 125,338,000 | 128,725,000 | 125,668,000 | 122,140,000 |