Call reports 2025
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2025
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 297,823,000 | 303,473,000 | 307,369,000 | 312,033,000 |
| Total loans | 213,365,000 | 218,006,000 | 222,348,000 | 224,094,000 |
| Allowance for loan losses | 2,425,000 | 2,649,000 | 2,389,000 | 2,514,000 |
| Securities available for sale | 25,673,000 | 25,865,000 | 26,964,000 | 26,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,162,000 | 268,336,000 | 270,834,000 | 274,940,000 |
| Interest-bearing deposits | 230,118,000 | 235,523,000 | 237,876,000 | 239,593,000 |
| Noninterest-bearing deposits | 33,044,000 | 32,813,000 | 32,958,000 | 35,347,000 |
| Equity capital | 29,227,000 | 30,076,000 | 30,808,000 | 31,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,469,000 | 11,153,000 | 16,956,000 | 22,664,000 |
| Interest expense | 2,120,000 | 4,231,000 | 6,364,000 | 8,475,000 |
| Net interest income | 3,349,000 | 6,922,000 | 10,592,000 | 14,189,000 |
| Noninterest income | 404,000 | 712,000 | 987,000 | 1,250,000 |
| Noninterest expense | 2,150,000 | 4,348,000 | 6,528,000 | 9,006,000 |
| Provision for loan losses | 75,000 | 650,000 | 1,325,000 | 1,750,000 |
| Pretax income | 1,528,000 | 2,636,000 | 3,726,000 | 4,683,000 |
| Income tax | 340,000 | 610,000 | 822,000 | 1,025,000 |
| Net income | 1,188,000 | 2,026,000 | 2,904,000 | 3,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,646,000 | 32,481,000 | 32,763,000 | 33,378,000 |