Call reports 2022
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2022
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 214,343,000 | 215,737,000 | 218,082,000 | 228,529,000 |
| Total loans | 154,159,000 | 158,878,000 | 170,233,000 | 172,098,000 |
| Allowance for loan losses | 1,825,000 | 1,857,000 | 1,886,000 | 1,874,000 |
| Securities available for sale | 27,619,000 | 26,443,000 | 25,055,000 | 25,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,523,000 | 192,670,000 | 194,927,000 | 204,311,000 |
| Interest-bearing deposits | 154,458,000 | 153,521,000 | 155,336,000 | 167,272,000 |
| Noninterest-bearing deposits | 36,065,000 | 39,149,000 | 39,591,000 | 37,039,000 |
| Equity capital | 22,412,000 | 21,908,000 | 21,871,000 | 22,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,542,000 | 5,295,000 | 8,310,000 | 11,566,000 |
| Interest expense | 250,000 | 499,000 | 760,000 | 1,277,000 |
| Net interest income | 2,292,000 | 4,796,000 | 7,550,000 | 10,289,000 |
| Noninterest income | 308,000 | 571,000 | 848,000 | 1,101,000 |
| Noninterest expense | 1,347,000 | 2,931,000 | 4,511,000 | 6,332,000 |
| Provision for loan losses | 49,000 | 97,000 | 144,000 | 189,000 |
| Pretax income | 1,204,000 | 2,339,000 | 3,743,000 | 4,869,000 |
| Income tax | 277,000 | 535,000 | 860,000 | 1,135,000 |
| Net income | 927,000 | 1,804,000 | 2,883,000 | 3,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,974,000 | 24,711,000 | 25,356,000 | 26,068,000 |