Call reports 2021
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2021
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 145,355,000 | 148,483,000 | 203,122,000 | 206,253,000 |
| Total loans | 99,518,000 | 101,039,000 | 141,630,000 | 145,146,000 |
| Allowance for loan losses | 1,533,000 | 1,432,000 | 1,695,000 | 1,810,000 |
| Securities available for sale | 20,768,000 | 23,996,000 | 28,437,000 | 29,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,707,000 | 129,773,000 | 178,689,000 | 181,874,000 |
| Interest-bearing deposits | 106,630,000 | 106,385,000 | 144,425,000 | 146,931,000 |
| Noninterest-bearing deposits | 21,077,000 | 23,388,000 | 34,264,000 | 34,943,000 |
| Equity capital | 16,705,000 | 17,505,000 | 22,913,000 | 23,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,826,000 | 3,822,000 | 8,032,000 | 10,638,000 |
| Interest expense | 209,000 | 405,000 | 870,000 | 1,134,000 |
| Net interest income | 1,617,000 | 3,417,000 | 7,162,000 | 9,504,000 |
| Noninterest income | 295,000 | 509,000 | 973,000 | 1,278,000 |
| Noninterest expense | 1,039,000 | 2,061,000 | 4,559,000 | 6,360,000 |
| Provision for loan losses | 7,000 | 10,000 | 13,000 | 157,000 |
| Pretax income | 866,000 | 1,855,000 | 3,573,000 | 4,275,000 |
| Income tax | 203,000 | 421,000 | 831,000 | 990,000 |
| Net income | 663,000 | 1,434,000 | 2,742,000 | 3,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,759,000 | 17,531,000 | 22,929,000 | 23,331,000 |