Call reports 2019
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2019
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 119,636,000 | 121,255,000 | 125,039,000 | 124,186,000 |
| Total loans | 91,730,000 | 90,316,000 | 91,434,000 | 92,701,000 |
| Allowance for loan losses | 1,210,000 | 1,217,000 | 1,287,000 | 1,271,000 |
| Securities available for sale | 12,656,000 | 11,012,000 | 12,048,000 | 12,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,958,000 | 104,287,000 | 107,958,000 | 107,727,000 |
| Interest-bearing deposits | 88,752,000 | 90,497,000 | 94,205,000 | 92,689,000 |
| Noninterest-bearing deposits | 14,206,000 | 13,790,000 | 13,753,000 | 15,038,000 |
| Equity capital | 16,023,000 | 16,440,000 | 16,289,000 | 15,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 3,490,000 | 5,360,000 | 7,245,000 |
| Interest expense | 289,000 | 634,000 | 1,019,000 | 1,402,000 |
| Net interest income | 1,426,000 | 2,856,000 | 4,341,000 | 5,843,000 |
| Noninterest income | 156,000 | 303,000 | 438,000 | 671,000 |
| Noninterest expense | 1,049,000 | 2,070,000 | 3,112,000 | 4,226,000 |
| Provision for loan losses | 119,000 | 277,000 | 339,000 | 472,000 |
| Pretax income | 413,000 | 811,000 | 1,327,000 | 1,813,000 |
| Income tax | 91,000 | 177,000 | 286,000 | 400,000 |
| Net income | 322,000 | 634,000 | 1,041,000 | 1,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,080,000 | 16,437,000 | 16,290,000 | 15,701,000 |
| Total capital | 17,173,000 | 17,517,000 | 17,386,000 | 16,804,000 |
| Risk-weighted assets | 87,289,000 | 86,259,000 | 87,516,000 | 88,056,000 |