Call reports 2018
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2018
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 121,568,000 | 117,487,000 | 119,535,000 | 117,520,000 |
| Total loans | 88,431,000 | 89,766,000 | 88,746,000 | 92,284,000 |
| Allowance for loan losses | 1,362,000 | 1,303,000 | 1,261,000 | 1,278,000 |
| Securities available for sale | 13,684,000 | 13,207,000 | 13,146,000 | 13,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,030,000 | 101,536,000 | 103,816,000 | 101,261,000 |
| Interest-bearing deposits | 91,194,000 | 86,954,000 | 89,584,000 | 87,665,000 |
| Noninterest-bearing deposits | 14,836,000 | 14,582,000 | 14,232,000 | 13,596,000 |
| Equity capital | 14,982,000 | 15,443,000 | 15,252,000 | 15,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,596,000 | 3,281,000 | 4,969,000 | 6,693,000 |
| Interest expense | 187,000 | 375,000 | 587,000 | 836,000 |
| Net interest income | 1,409,000 | 2,906,000 | 4,382,000 | 5,857,000 |
| Noninterest income | 170,000 | 359,000 | 547,000 | 655,000 |
| Noninterest expense | 1,013,000 | 1,957,000 | 2,990,000 | 4,074,000 |
| Provision for loan losses | 91,000 | 200,000 | 338,000 | 371,000 |
| Pretax income | 475,000 | 1,108,000 | 1,601,000 | 2,067,000 |
| Income tax | 99,000 | 255,000 | 356,000 | 459,000 |
| Net income | 376,000 | 853,000 | 1,245,000 | 1,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,237,000 | 15,714,000 | 15,562,000 | 15,937,000 |
| Total capital | 16,304,000 | 16,803,000 | 16,624,000 | 17,034,000 |
| Risk-weighted assets | 85,104,000 | 86,873,000 | 84,717,000 | 87,615,000 |