Call reports 2017
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2017
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 115,628,000 | 115,602,000 | 118,057,000 | 121,727,000 |
| Total loans | 84,496,000 | 84,469,000 | 86,000,000 | 86,398,000 |
| Allowance for loan losses | 1,666,000 | 1,475,000 | 1,402,000 | 1,392,000 |
| Securities available for sale | 12,204,000 | 12,319,000 | 12,351,000 | 14,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,771,000 | 100,379,000 | 102,608,000 | 106,020,000 |
| Interest-bearing deposits | 88,403,000 | 87,155,000 | 89,050,000 | 91,360,000 |
| Noninterest-bearing deposits | 12,368,000 | 13,224,000 | 13,558,000 | 14,660,000 |
| Equity capital | 14,230,000 | 14,592,000 | 14,658,000 | 14,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,435,000 | 2,892,000 | 4,411,000 | 5,990,000 |
| Interest expense | 177,000 | 356,000 | 537,000 | 726,000 |
| Net interest income | 1,258,000 | 2,536,000 | 3,874,000 | 5,264,000 |
| Noninterest income | 154,000 | 278,000 | 448,000 | 598,000 |
| Noninterest expense | 933,000 | 1,828,000 | 2,855,000 | 3,861,000 |
| Provision for loan losses | 7,000 | 65,000 | 74,000 | 159,000 |
| Pretax income | 472,000 | 921,000 | 1,393,000 | 1,842,000 |
| Income tax | 157,000 | 304,000 | 462,000 | 614,000 |
| Net income | 315,000 | 617,000 | 931,000 | 1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,182,000 | 14,484,000 | 14,566,000 | 14,858,000 |
| Total capital | 15,212,000 | 15,500,000 | 15,606,000 | 15,898,000 |
| Risk-weighted assets | 81,781,000 | 80,826,000 | 82,812,000 | 82,837,000 |