Call reports 2016
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2016
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 112,169,000 | 112,828,000 | 115,766,000 | 115,570,000 |
| Total loans | 80,644,000 | 81,900,000 | 81,094,000 | 85,081,000 |
| Allowance for loan losses | 1,933,000 | 1,897,000 | 1,823,000 | 1,764,000 |
| Securities available for sale | 11,264,000 | 11,453,000 | 11,552,000 | 12,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,118,000 | 98,197,000 | 100,912,000 | 100,653,000 |
| Interest-bearing deposits | 86,910,000 | 86,166,000 | 88,897,000 | 88,495,000 |
| Noninterest-bearing deposits | 11,208,000 | 12,031,000 | 12,015,000 | 12,158,000 |
| Equity capital | 13,508,000 | 13,827,000 | 13,954,000 | 14,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,891,000 | 4,329,000 | 5,781,000 |
| Interest expense | 172,000 | 344,000 | 523,000 | 704,000 |
| Net interest income | 1,268,000 | 2,547,000 | 3,806,000 | 5,077,000 |
| Noninterest income | 157,000 | 277,000 | 446,000 | 556,000 |
| Noninterest expense | 946,000 | 1,896,000 | 2,869,000 | 3,762,000 |
| Provision for loan losses | 23,000 | 29,000 | 64,000 | 141,000 |
| Pretax income | 457,000 | 905,000 | 1,326,000 | 1,737,000 |
| Income tax | 153,000 | 303,000 | 439,000 | 578,000 |
| Net income | 304,000 | 602,000 | 887,000 | 1,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,907,000 | 13,205,000 | 13,340,000 | 13,612,000 |
| Total capital | 13,889,000 | 14,202,000 | 14,319,000 | 14,648,000 |
| Risk-weighted assets | 77,440,000 | 78,651,000 | 77,304,000 | 81,920,000 |