Call reports 2014
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2014
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 111,244,000 | 112,160,000 | 111,993,000 | 112,214,000 |
| Total loans | 78,889,000 | 76,818,000 | 78,503,000 | 84,951,000 |
| Allowance for loan losses | 2,589,000 | 2,547,000 | 2,583,000 | 2,588,000 |
| Securities available for sale | 13,851,000 | 14,360,000 | 15,537,000 | 13,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,775,000 | 101,455,000 | 100,806,000 | 99,691,000 |
| Interest-bearing deposits | 90,221,000 | 89,506,000 | 89,084,000 | 87,850,000 |
| Noninterest-bearing deposits | 10,554,000 | 11,949,000 | 11,722,000 | 11,841,000 |
| Equity capital | 10,090,000 | 10,346,000 | 10,775,000 | 12,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,796,000 | 4,217,000 | 5,704,000 |
| Interest expense | 189,000 | 373,000 | 559,000 | 733,000 |
| Net interest income | 1,210,000 | 2,423,000 | 3,658,000 | 4,971,000 |
| Noninterest income | 266,000 | 270,000 | 478,000 | 625,000 |
| Noninterest expense | 888,000 | 1,797,000 | 2,659,000 | 3,667,000 |
| Provision for loan losses | 262,000 | 435,000 | 592,000 | 935,000 |
| Pretax income | 326,000 | 461,000 | 887,000 | 995,000 |
| Income tax | -4,000 | 0 | 6,000 | -1,004,000 |
| Net income | 330,000 | 461,000 | 881,000 | 1,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,379,000 | 10,509,000 | 10,930,000 | 11,948,000 |
| Total capital | 11,371,000 | 11,461,000 | 11,898,000 | 13,006,000 |
| Risk-weighted assets | 77,729,000 | 74,578,000 | 75,860,000 | 83,124,000 |