Call reports 2013
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2013
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 117,843,000 | 114,199,000 | 115,464,000 | 111,018,000 |
| Total loans | 84,584,000 | 85,189,000 | 84,245,000 | 81,755,000 |
| Allowance for loan losses | 3,026,000 | 3,077,000 | 2,999,000 | 2,535,000 |
| Securities available for sale | 15,176,000 | 14,438,000 | 13,089,000 | 12,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,438,000 | 104,167,000 | 105,361,000 | 101,006,000 |
| Interest-bearing deposits | 97,989,000 | 93,982,000 | 93,571,000 | 91,192,000 |
| Noninterest-bearing deposits | 9,449,000 | 10,185,000 | 11,790,000 | 9,814,000 |
| Equity capital | 9,974,000 | 9,648,000 | 9,683,000 | 9,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,511,000 | 3,044,000 | 4,588,000 | 6,048,000 |
| Interest expense | 246,000 | 469,000 | 682,000 | 883,000 |
| Net interest income | 1,265,000 | 2,575,000 | 3,906,000 | 5,165,000 |
| Noninterest income | 168,000 | 195,000 | 289,000 | 289,000 |
| Noninterest expense | 831,000 | 1,701,000 | 2,563,000 | 3,508,000 |
| Provision for loan losses | 306,000 | 747,000 | 1,058,000 | 1,372,000 |
| Pretax income | 296,000 | 322,000 | 574,000 | 574,000 |
| Income tax | -1,000 | 0 | 2,000 | 8,000 |
| Net income | 297,000 | 322,000 | 572,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,780,000 | 9,805,000 | 10,055,000 | 10,049,000 |
| Total capital | 10,840,000 | 10,866,000 | 11,118,000 | 11,090,000 |
| Risk-weighted assets | 82,816,000 | 82,901,000 | 83,097,000 | 81,754,000 |