Call reports 2012
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2012
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 127,373,000 | 126,318,000 | 123,967,000 | 118,444,000 |
| Total loans | 92,011,000 | 92,511,000 | 90,684,000 | 89,262,000 |
| Allowance for loan losses | 3,080,000 | 2,958,000 | 2,885,000 | 2,839,000 |
| Securities available for sale | 11,248,000 | 10,396,000 | 12,485,000 | 13,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,260,000 | 115,415,000 | 113,056,000 | 108,143,000 |
| Interest-bearing deposits | 107,554,000 | 104,797,000 | 103,744,000 | 99,878,000 |
| Noninterest-bearing deposits | 8,706,000 | 10,618,000 | 9,312,000 | 8,265,000 |
| Equity capital | 10,508,000 | 10,348,000 | 10,372,000 | 9,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,674,000 | 3,218,000 | 4,771,000 | 6,367,000 |
| Interest expense | 381,000 | 707,000 | 1,013,000 | 1,291,000 |
| Net interest income | 1,293,000 | 2,511,000 | 3,758,000 | 5,076,000 |
| Noninterest income | 128,000 | 82,000 | 183,000 | 105,000 |
| Noninterest expense | 885,000 | 1,804,000 | 2,626,000 | 3,520,000 |
| Provision for loan losses | 284,000 | 722,000 | 1,239,000 | 1,997,000 |
| Pretax income | 252,000 | 67,000 | 86,000 | -326,000 |
| Income tax | 2,000 | 2,000 | 8,000 | 734,000 |
| Net income | 250,000 | 65,000 | 78,000 | -1,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,761,000 | 9,499,000 | 9,508,000 | 9,483,000 |
| Total capital | 10,933,000 | 10,644,000 | 10,645,000 | 10,595,000 |
| Risk-weighted assets | 91,854,000 | 89,783,000 | 89,221,000 | 87,205,000 |