Call reports 2011
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2011
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 136,089,000 | 135,657,000 | 133,676,000 | 129,694,000 |
| Total loans | 102,186,000 | 101,807,000 | 97,559,000 | 96,911,000 |
| Allowance for loan losses | 2,085,000 | 2,163,000 | 3,258,000 | 4,030,000 |
| Securities available for sale | 10,285,000 | 10,497,000 | 12,261,000 | 11,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,119,000 | 121,738,000 | 121,082,000 | 118,692,000 |
| Interest-bearing deposits | 114,254,000 | 113,206,000 | 113,222,000 | 110,602,000 |
| Noninterest-bearing deposits | 7,865,000 | 8,532,000 | 7,860,000 | 8,090,000 |
| Equity capital | 12,042,000 | 12,160,000 | 10,822,000 | 10,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,988,000 | 3,793,000 | 5,466,000 | 7,179,000 |
| Interest expense | 543,000 | 1,085,000 | 1,598,000 | 2,064,000 |
| Net interest income | 1,445,000 | 2,708,000 | 3,868,000 | 5,115,000 |
| Noninterest income | 171,000 | 332,000 | 353,000 | 188,000 |
| Noninterest expense | 833,000 | 1,682,000 | 2,533,000 | 3,412,000 |
| Provision for loan losses | 560,000 | 1,200,000 | 3,442,000 | 4,385,000 |
| Pretax income | 211,000 | 156,000 | -1,756,000 | -2,486,000 |
| Income tax | 107,000 | 19,000 | -470,000 | -629,000 |
| Net income | 104,000 | 137,000 | -1,286,000 | -1,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,999,000 | 12,031,000 | 10,608,000 | 9,510,000 |
| Total capital | 13,289,000 | 13,309,000 | 11,843,000 | 10,726,000 |
| Risk-weighted assets | 102,419,000 | 101,317,000 | 96,742,000 | 94,498,000 |