Call reports 2010
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2010
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 126,019,000 | 128,590,000 | 130,830,000 | 129,663,000 |
| Total loans | 97,675,000 | 101,941,000 | 102,685,000 | 104,097,000 |
| Allowance for loan losses | 1,725,000 | 2,206,000 | 2,009,000 | 2,186,000 |
| Securities available for sale | 8,445,000 | 8,100,000 | 7,957,000 | 7,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,745,000 | 114,514,000 | 117,070,000 | 115,830,000 |
| Interest-bearing deposits | 104,115,000 | 106,787,000 | 109,874,000 | 108,492,000 |
| Noninterest-bearing deposits | 7,630,000 | 7,727,000 | 7,196,000 | 7,338,000 |
| Equity capital | 11,381,000 | 11,341,000 | 11,847,000 | 11,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,897,000 | 3,698,000 | 5,695,000 | 7,735,000 |
| Interest expense | 600,000 | 1,194,000 | 1,803,000 | 2,376,000 |
| Net interest income | 1,297,000 | 2,504,000 | 3,892,000 | 5,359,000 |
| Noninterest income | 181,000 | 362,000 | 544,000 | 693,000 |
| Noninterest expense | 797,000 | 1,558,000 | 2,396,000 | 3,281,000 |
| Provision for loan losses | 408,000 | 1,109,000 | 1,279,000 | 1,719,000 |
| Pretax income | 273,000 | 199,000 | 761,000 | 1,052,000 |
| Income tax | 83,000 | 67,000 | 180,000 | 310,000 |
| Net income | 190,000 | 132,000 | 581,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,278,000 | 11,282,000 | 11,734,000 | 11,894,000 |
| Total capital | 12,553,000 | 12,594,000 | 13,052,000 | 13,212,000 |
| Risk-weighted assets | 101,122,000 | 104,105,000 | 104,752,000 | 104,595,000 |