Call reports 2006
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2006
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 98,752,000 | 98,280,000 | 100,251,000 | 100,298,000 |
| Total loans | 76,055,000 | 75,751,000 | 79,227,000 | 78,254,000 |
| Allowance for loan losses | 1,668,000 | 1,506,000 | 1,562,000 | 1,582,000 |
| Securities available for sale | 10,148,000 | 11,042,000 | 11,432,000 | 11,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,553,000 | 85,747,000 | 87,576,000 | 87,172,000 |
| Interest-bearing deposits | 77,004,000 | 78,858,000 | 79,427,000 | 80,449,000 |
| Noninterest-bearing deposits | 9,549,000 | 6,889,000 | 8,149,000 | 6,723,000 |
| Equity capital | 9,293,000 | 9,706,000 | 9,702,000 | 10,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,077,000 | 4,238,000 | 6,505,000 | 8,870,000 |
| Interest expense | 724,000 | 1,543,000 | 2,442,000 | 3,412,000 |
| Net interest income | 1,353,000 | 2,695,000 | 4,063,000 | 5,458,000 |
| Noninterest income | 176,000 | 401,000 | 602,000 | 731,000 |
| Noninterest expense | 673,000 | 1,277,000 | 1,933,000 | 2,536,000 |
| Provision for loan losses | 84,000 | 374,000 | 463,000 | 583,000 |
| Pretax income | 776,000 | 1,446,000 | 2,270,000 | 3,071,000 |
| Income tax | 245,000 | 439,000 | 689,000 | 1,057,000 |
| Net income | 531,000 | 1,007,000 | 1,581,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,199,000 | 9,597,000 | 9,571,000 | 10,086,000 |
| Total capital | 10,188,000 | 10,591,000 | 10,608,000 | 11,120,000 |
| Risk-weighted assets | 78,428,000 | 79,014,000 | 82,454,000 | 82,150,000 |