Call reports 2002
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2002
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 74,992,000 | 74,545,000 | 75,791,000 | 76,012,000 |
| Total loans | 53,026,000 | 54,050,000 | 56,080,000 | 56,593,000 |
| Allowance for loan losses | 1,344,000 | 1,533,000 | 1,521,000 | 1,513,000 |
| Securities available for sale | 12,189,000 | 11,630,000 | 11,670,000 | 11,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,892,000 | 63,305,000 | 64,172,000 | 64,652,000 |
| Interest-bearing deposits | 59,043,000 | 59,085,000 | 59,609,000 | 59,675,000 |
| Noninterest-bearing deposits | 4,849,000 | 4,220,000 | 4,563,000 | 4,977,000 |
| Equity capital | 8,412,000 | 8,585,000 | 8,642,000 | 8,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,420,000 | 2,823,000 | 4,268,000 | 5,668,000 |
| Interest expense | 602,000 | 1,161,000 | 1,686,000 | 2,171,000 |
| Net interest income | 818,000 | 1,662,000 | 2,582,000 | 3,497,000 |
| Noninterest income | 116,000 | 263,000 | 408,000 | 559,000 |
| Noninterest expense | 487,000 | 1,014,000 | 1,529,000 | 2,069,000 |
| Provision for loan losses | 80,000 | 405,000 | 532,000 | 664,000 |
| Pretax income | 377,000 | 527,000 | 961,000 | 1,362,000 |
| Income tax | 109,000 | 165,000 | 249,000 | 374,000 |
| Net income | 268,000 | 362,000 | 712,000 | 988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,123,000 | 8,262,000 | 8,247,000 | 8,498,000 |
| Total capital | 8,847,000 | 8,995,000 | 9,000,000 | 9,264,000 |
| Risk-weighted assets | 56,561,000 | 57,837,000 | 59,436,000 | 60,229,000 |