Call reports 2001
PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY — 2001
What PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,881,000 | 72,402,000 | 73,916,000 | 74,490,000 |
| Total loans | 52,684,000 | 53,562,000 | 55,160,000 | 53,206,000 |
| Allowance for loan losses | 1,311,000 | 1,311,000 | 1,366,000 | 1,328,000 |
| Securities available for sale | 12,310,000 | 11,735,000 | 11,717,000 | 11,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,139,000 | 61,165,000 | 62,399,000 | 63,271,000 |
| Interest-bearing deposits | 55,850,000 | 57,146,000 | 57,701,000 | 57,741,000 |
| Noninterest-bearing deposits | 4,289,000 | 4,019,000 | 4,698,000 | 5,530,000 |
| Equity capital | 7,703,000 | 8,377,000 | 8,325,000 | 8,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,569,000 | 5,232,000 | 6,814,000 |
| Interest expense | 859,000 | 1,701,000 | 2,488,000 | 3,192,000 |
| Net interest income | 948,000 | 1,868,000 | 2,744,000 | 3,622,000 |
| Noninterest income | 184,000 | 347,000 | 465,000 | 618,000 |
| Noninterest expense | 482,000 | 929,000 | 1,381,000 | 1,919,000 |
| Provision for loan losses | 850,000 | 850,000 | 1,070,000 | 1,203,000 |
| Pretax income | -185,000 | 455,000 | 812,000 | 1,191,000 |
| Income tax | 145,000 | 107,000 | 199,000 | 306,000 |
| Net income | -330,000 | 348,000 | 613,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,518,000 | 7,997,000 | 7,850,000 | 8,229,000 |
| Total capital | 8,222,000 | 8,714,000 | 8,580,000 | 8,939,000 |
| Risk-weighted assets | 55,667,000 | 56,612,000 | 57,783,000 | 56,185,000 |