Call reports 2026
LOYAL TRUST BANK — 2026
What LOYAL TRUST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 233,656,000 | 235,332,000 |
| Total loans | 161,389,000 | 168,086,000 |
| Allowance for loan losses | 1,733,000 | 1,858,000 |
| Securities available for sale | 19,621,000 | 19,116,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 174,035,000 | 175,405,000 |
| Interest-bearing deposits | 166,501,000 | 167,759,000 |
| Noninterest-bearing deposits | 7,534,000 | 7,646,000 |
| Equity capital | 25,442,000 | 25,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,420,000 | 6,923,000 |
| Interest expense | 1,887,000 | 3,698,000 |
| Net interest income | 1,533,000 | 3,225,000 |
| Noninterest income | 415,000 | 862,000 |
| Noninterest expense | 1,561,000 | 3,603,000 |
| Provision for loan losses | -167,000 | -42,000 |
| Pretax income | 449,000 | 416,000 |
| Income tax | 118,000 | 109,000 |
| Net income | 331,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,073,000 | 25,009,000 |
| Total capital | 26,911,000 | 26,976,000 |
| Risk-weighted assets | 157,145,000 | 157,867,000 |