Call reports 2025
CAPITOL NATIONAL BANK — 2025
What CAPITOL NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 187,247,000 | 189,165,000 | 203,352,000 | 212,529,000 |
| Total loans | 138,301,000 | 136,354,000 | 135,965,000 | 168,643,000 |
| Allowance for loan losses | 3,974,000 | 3,973,000 | 3,973,000 | 3,974,000 |
| Securities available for sale | 4,990,000 | 4,456,000 | 4,104,000 | 3,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,538,000 | 154,617,000 | 167,700,000 | 166,226,000 |
| Interest-bearing deposits | 113,810,000 | 115,157,000 | 127,066,000 | 123,105,000 |
| Noninterest-bearing deposits | 39,728,000 | 39,460,000 | 40,634,000 | 43,121,000 |
| Equity capital | 29,255,000 | 30,121,000 | 31,129,000 | 31,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,982,000 | 5,979,000 | 9,118,000 | 12,247,000 |
| Interest expense | 501,000 | 950,000 | 1,497,000 | 2,008,000 |
| Net interest income | 2,481,000 | 5,029,000 | 7,621,000 | 10,239,000 |
| Noninterest income | 176,000 | 344,000 | 524,000 | 681,000 |
| Noninterest expense | 1,548,000 | 3,048,000 | 4,611,000 | 5,924,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,109,000 | 2,325,000 | 3,534,000 | 4,996,000 |
| Income tax | 215,000 | 455,000 | 665,000 | 975,000 |
| Net income | 894,000 | 1,870,000 | 2,869,000 | 4,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,387,000 | 30,227,000 | 31,226,000 | 31,922,000 |