Call reports 2024
CAPITOL NATIONAL BANK — 2024
What CAPITOL NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 181,232,000 | 192,469,000 | 224,506,000 | 194,898,000 |
| Total loans | 137,587,000 | 144,419,000 | 147,672,000 | 160,584,000 |
| Allowance for loan losses | 3,674,000 | 3,733,000 | 3,664,000 | 3,972,000 |
| Securities available for sale | 9,089,000 | 8,710,000 | 7,894,000 | 5,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,018,000 | 161,354,000 | 191,989,000 | 161,948,000 |
| Interest-bearing deposits | 112,645,000 | 118,888,000 | 140,287,000 | 121,051,000 |
| Noninterest-bearing deposits | 38,373,000 | 42,466,000 | 51,702,000 | 40,897,000 |
| Equity capital | 25,673,000 | 26,553,000 | 27,776,000 | 28,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,089,000 | 6,244,000 | 9,729,000 | 13,112,000 |
| Interest expense | 495,000 | 1,033,000 | 1,621,000 | 2,154,000 |
| Net interest income | 2,594,000 | 5,211,000 | 8,108,000 | 10,958,000 |
| Noninterest income | 143,000 | 295,000 | 458,000 | 647,000 |
| Noninterest expense | 1,429,000 | 2,892,000 | 4,520,000 | 5,957,000 |
| Provision for loan losses | 0 | 59,000 | 59,000 | 367,000 |
| Pretax income | 1,308,000 | 2,561,000 | 3,993,000 | 5,314,000 |
| Income tax | 290,000 | 535,000 | 850,000 | 1,120,000 |
| Net income | 1,018,000 | 2,026,000 | 3,143,000 | 4,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,909,000 | 26,780,000 | 27,897,000 | 28,493,000 |