Call reports 2023
CAPITOL NATIONAL BANK — 2023
What CAPITOL NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 182,545,000 | 188,812,000 | 187,913,000 | 184,117,000 |
| Total loans | 109,799,000 | 126,585,000 | 125,834,000 | 127,830,000 |
| Allowance for loan losses | 3,613,000 | 3,610,000 | 3,797,000 | 3,669,000 |
| Securities available for sale | 5,714,000 | 4,522,000 | 6,842,000 | 8,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,377,000 | 161,274,000 | 159,509,000 | 154,266,000 |
| Interest-bearing deposits | 105,844,000 | 112,046,000 | 114,825,000 | 111,427,000 |
| Noninterest-bearing deposits | 49,533,000 | 49,228,000 | 44,684,000 | 42,839,000 |
| Equity capital | 22,409,000 | 23,099,000 | 23,857,000 | 24,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,619,000 | 5,425,000 | 8,516,000 | 11,553,000 |
| Interest expense | 193,000 | 500,000 | 1,004,000 | 1,451,000 |
| Net interest income | 2,426,000 | 4,925,000 | 7,512,000 | 10,102,000 |
| Noninterest income | 156,000 | 309,000 | 445,000 | 609,000 |
| Noninterest expense | 1,304,000 | 2,830,000 | 4,346,000 | 5,792,000 |
| Provision for loan losses | 0 | 0 | 187,000 | -17,000 |
| Pretax income | 1,278,000 | 2,404,000 | 3,424,000 | 4,709,000 |
| Income tax | 268,000 | 505,000 | 720,000 | 985,000 |
| Net income | 1,010,000 | 1,899,000 | 2,704,000 | 3,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,608,000 | 23,360,000 | 24,165,000 | 24,891,000 |