Call reports 2021
CAPITOL NATIONAL BANK — 2021
What CAPITOL NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 212,781,000 | 236,967,000 | 224,869,000 | 221,210,000 |
| Total loans | 174,434,000 | 160,692,000 | 136,375,000 | 112,831,000 |
| Allowance for loan losses | 3,001,000 | 3,214,000 | 3,231,000 | 3,447,000 |
| Securities available for sale | 455,000 | 398,000 | 353,000 | 311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,068,000 | 164,723,000 | 168,686,000 | 182,778,000 |
| Interest-bearing deposits | 81,927,000 | 91,849,000 | 91,969,000 | 105,918,000 |
| Noninterest-bearing deposits | 80,141,000 | 72,874,000 | 76,717,000 | 76,860,000 |
| Equity capital | 17,368,000 | 17,824,000 | 18,879,000 | 19,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,078,000 | 4,161,000 | 6,888,000 | 9,455,000 |
| Interest expense | 74,000 | 161,000 | 242,000 | 306,000 |
| Net interest income | 2,004,000 | 4,000,000 | 6,646,000 | 9,149,000 |
| Noninterest income | 122,000 | 207,000 | 312,000 | 436,000 |
| Noninterest expense | 1,308,000 | 2,604,000 | 4,010,000 | 6,006,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 400,000 |
| Pretax income | 818,000 | 1,403,000 | 2,748,000 | 3,179,000 |
| Income tax | 175,000 | 303,000 | 593,000 | 689,000 |
| Net income | 643,000 | 1,100,000 | 2,155,000 | 2,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,592,000 | 17,258,000 | 18,604,000 | 18,971,000 |