Call reports 2020
CAPITOL NATIONAL BANK — 2020
What CAPITOL NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 126,151,000 | 241,015,000 | 234,837,000 | 199,178,000 |
| Total loans | 97,485,000 | 165,092,000 | 176,373,000 | 147,967,000 |
| Allowance for loan losses | 2,435,000 | 2,761,000 | 2,736,000 | 2,948,000 |
| Securities available for sale | 877,000 | 791,000 | 647,000 | 552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,314,000 | 148,169,000 | 141,297,000 | 134,190,000 |
| Interest-bearing deposits | 70,220,000 | 87,301,000 | 85,706,000 | 81,997,000 |
| Noninterest-bearing deposits | 40,094,000 | 60,868,000 | 55,591,000 | 52,193,000 |
| Equity capital | 15,643,000 | 15,724,000 | 16,030,000 | 16,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,351,000 | 2,780,000 | 4,890,000 | 7,374,000 |
| Interest expense | 66,000 | 163,000 | 291,000 | 401,000 |
| Net interest income | 1,285,000 | 2,617,000 | 4,599,000 | 6,973,000 |
| Noninterest income | 110,000 | 209,000 | 312,000 | 165,000 |
| Noninterest expense | 1,179,000 | 2,087,000 | 3,309,000 | 4,922,000 |
| Provision for loan losses | 100,000 | 400,000 | 400,000 | 600,000 |
| Pretax income | 116,000 | 339,000 | 1,202,000 | 1,616,000 |
| Income tax | 61,000 | 205,000 | 703,000 | 351,000 |
| Net income | 55,000 | 134,000 | 499,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,747,000 | 14,973,000 | 15,781,000 | 16,200,000 |