Call reports 2019
CAPITOL NATIONAL BANK — 2019
What CAPITOL NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 111,884,000 | 115,890,000 | 116,486,000 | 119,551,000 |
| Total loans | 94,272,000 | 97,253,000 | 94,433,000 | 93,303,000 |
| Allowance for loan losses | 2,115,000 | 2,125,000 | 2,229,000 | 2,242,000 |
| Securities available for sale | 1,155,000 | 1,102,000 | 996,000 | 929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,947,000 | 100,583,000 | 100,750,000 | 103,629,000 |
| Interest-bearing deposits | 65,076,000 | 64,881,000 | 63,275,000 | 66,785,000 |
| Noninterest-bearing deposits | 31,871,000 | 35,702,000 | 37,475,000 | 36,844,000 |
| Equity capital | 14,793,000 | 15,080,000 | 15,440,000 | 15,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,766,000 | 4,275,000 | 5,556,000 |
| Interest expense | 20,000 | 67,000 | 127,000 | 190,000 |
| Net interest income | 1,305,000 | 2,699,000 | 4,148,000 | 5,366,000 |
| Noninterest income | 73,000 | 178,000 | 397,000 | 474,000 |
| Noninterest expense | 1,090,000 | 2,211,000 | 3,305,000 | 4,426,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 288,000 | 666,000 | 1,210,000 | 1,384,000 |
| Income tax | 64,000 | 173,000 | 309,000 | 351,000 |
| Net income | 224,000 | 493,000 | 901,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,843,000 | 14,225,000 | 14,723,000 | 14,924,000 |
| Total capital | 14,928,000 | 15,337,000 | 15,814,000 | 16,015,000 |
| Risk-weighted assets | 85,740,000 | 87,947,000 | 86,180,000 | 86,088,000 |