Call reports 2018
CAPITOL NATIONAL BANK — 2018
What CAPITOL NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 119,219,000 | 118,389,000 | 118,496,000 | 110,035,000 |
| Total loans | 84,475,000 | 85,187,000 | 82,327,000 | 83,406,000 |
| Allowance for loan losses | 1,853,000 | 1,857,000 | 1,889,000 | 2,102,000 |
| Securities available for sale | 1,434,000 | 1,343,000 | 1,262,000 | 1,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,114,000 | 103,993,000 | 103,894,000 | 95,291,000 |
| Interest-bearing deposits | 72,033,000 | 68,625,000 | 69,097,000 | 62,398,000 |
| Noninterest-bearing deposits | 33,081,000 | 35,368,000 | 34,797,000 | 32,893,000 |
| Equity capital | 13,909,000 | 14,142,000 | 14,403,000 | 14,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,465,000 | 3,748,000 | 5,041,000 |
| Interest expense | 29,000 | 58,000 | 84,000 | 109,000 |
| Net interest income | 1,146,000 | 2,407,000 | 3,664,000 | 4,932,000 |
| Noninterest income | 114,000 | 198,000 | 289,000 | 375,000 |
| Noninterest expense | 1,132,000 | 2,241,000 | 3,255,000 | 4,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 128,000 | 364,000 | 698,000 | 861,000 |
| Income tax | 27,000 | 24,000 | 94,000 | 128,000 |
| Net income | 101,000 | 340,000 | 604,000 | 733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,712,000 | 12,982,000 | 13,316,000 | 13,498,000 |
| Total capital | 13,663,000 | 13,924,000 | 14,248,000 | 14,443,000 |
| Risk-weighted assets | 75,259,000 | 74,442,000 | 73,634,000 | 74,464,000 |