Call reports 2016
CAPITOL NATIONAL BANK — 2016
What CAPITOL NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 122,664,000 | 126,465,000 | 120,092,000 | 120,233,000 |
| Total loans | 84,300,000 | 87,029,000 | 82,357,000 | 95,891,000 |
| Allowance for loan losses | 1,402,000 | 1,415,000 | 2,120,000 | 1,744,000 |
| Securities available for sale | 2,468,000 | 2,373,000 | 2,214,000 | 1,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,460,000 | 115,097,000 | 108,602,000 | 105,703,000 |
| Interest-bearing deposits | 79,210,000 | 78,115,000 | 69,674,000 | 68,308,000 |
| Noninterest-bearing deposits | 32,250,000 | 36,982,000 | 38,927,000 | 37,394,000 |
| Equity capital | 10,940,000 | 11,099,000 | 11,244,000 | 14,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,331,000 | 3,496,000 | 4,707,000 |
| Interest expense | 47,000 | 95,000 | 133,000 | 168,000 |
| Net interest income | 1,079,000 | 2,236,000 | 3,363,000 | 4,539,000 |
| Noninterest income | 357,000 | 538,000 | 759,000 | 919,000 |
| Noninterest expense | 1,249,000 | 2,469,000 | 3,668,000 | 4,881,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 187,000 | 305,000 | 454,000 | 577,000 |
| Income tax | 0 | 0 | 0 | -2,949,000 |
| Net income | 187,000 | 305,000 | 454,000 | 3,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,947,000 | 11,066,000 | 11,213,000 | 11,851,000 |
| Total capital | 11,985,000 | 12,100,000 | 12,231,000 | 12,994,000 |
| Risk-weighted assets | 82,726,000 | 82,355,000 | 80,377,000 | 90,891,000 |