Call reports 2015
CAPITOL NATIONAL BANK — 2015
What CAPITOL NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 119,220,000 | 119,887,000 | 114,441,000 | 116,811,000 |
| Total loans | 70,316,000 | 74,473,000 | 76,672,000 | 82,075,000 |
| Allowance for loan losses | 1,315,000 | 1,307,000 | 1,286,000 | 1,341,000 |
| Securities available for sale | 4,871,000 | 4,737,000 | 3,654,000 | 3,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,473,000 | 109,256,000 | 103,742,000 | 105,856,000 |
| Interest-bearing deposits | 74,512,000 | 73,084,000 | 71,031,000 | 69,564,000 |
| Noninterest-bearing deposits | 33,961,000 | 36,172,000 | 32,711,000 | 36,292,000 |
| Equity capital | 10,464,000 | 10,326,000 | 10,396,000 | 10,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 2,037,000 | 3,071,000 | 4,174,000 |
| Interest expense | 85,000 | 205,000 | 253,000 | 307,000 |
| Net interest income | 894,000 | 1,832,000 | 2,818,000 | 3,867,000 |
| Noninterest income | 195,000 | 381,000 | 554,000 | 1,042,000 |
| Noninterest expense | 1,218,000 | 2,443,000 | 3,565,000 | 4,733,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | -129,000 | -231,000 | -194,000 | 175,000 |
| Income tax | 18,000 | 18,000 | 18,000 | 18,000 |
| Net income | -147,000 | -249,000 | -212,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,461,000 | 10,358,000 | 10,395,000 | 10,763,000 |
| Total capital | 11,362,000 | 11,334,000 | 11,394,000 | 11,760,000 |
| Risk-weighted assets | 71,711,000 | 77,790,000 | 79,678,000 | 79,492,000 |