Call reports 2014
CAPITOL NATIONAL BANK — 2014
What CAPITOL NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 122,027,000 | 125,287,000 | 119,104,000 | 114,738,000 |
| Total loans | 75,414,000 | 77,386,000 | 74,349,000 | 71,284,000 |
| Allowance for loan losses | 1,424,000 | 1,469,000 | 1,515,000 | 1,347,000 |
| Securities available for sale | 0 | 1,000,000 | 3,986,000 | 4,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,575,000 | 114,062,000 | 107,978,000 | 103,953,000 |
| Interest-bearing deposits | 77,697,000 | 77,513,000 | 72,447,000 | 71,657,000 |
| Noninterest-bearing deposits | 32,878,000 | 36,549,000 | 35,531,000 | 32,296,000 |
| Equity capital | 11,113,000 | 10,929,000 | 10,753,000 | 10,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,157,000 | 3,232,000 | 4,277,000 |
| Interest expense | 99,000 | 198,000 | 304,000 | 398,000 |
| Net interest income | 984,000 | 1,959,000 | 2,928,000 | 3,879,000 |
| Noninterest income | 83,000 | 288,000 | 482,000 | 692,000 |
| Noninterest expense | 1,253,000 | 2,616,000 | 3,956,000 | 5,258,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | -187,000 | -371,000 | -548,000 | -689,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -187,000 | -371,000 | -548,000 | -689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,107,000 | 10,923,000 | 10,746,000 | 10,605,000 |
| Total capital | 12,014,000 | 11,848,000 | 11,638,000 | 11,481,000 |
| Risk-weighted assets | 72,053,000 | 73,444,000 | 70,774,000 | 69,621,000 |